Jan 17, 2025
From leasing to buying, your local INFINITI dealership has several financing options to consider when you’re ready for a new car. Dealership financing is usually completed by financing a lease or auto loan directly through INFINITI’s finance arm or community financial institutions. Learn about the benefits of dealership financing before you contact your dealer.

1. Customizable Loan Terms

Unlike financing through a bank, financing your new vehicle at your local dealership means you can fully customize the terms of your loan. Dealerships can offer auto loans that last for 72 months or longer, or shorter-term loans if you are comfortable with a higher monthly payment.

In addition to picking out the loan terms that work for your car ownership goals and your budget, you can also work with your dealership finance team to reduce the price of your vehicle with trade-in valuation and other deals to reduce your upfront costs or down payment.

2. Manufacturer Deals and Specials

Another good reason to finance your new vehicle at your local dealership is access to exclusive manufacturer deals and specials. During certain times of the year, some models may be sold at discounted prices or with low APR deals that can help you save money on the total cost of your vehicle.
Some drivers may even qualify for programs like INFINITI’s U.S. Military Program. To be eligible for this program, you or your spouse must be an active member of the military, a military retiree with 20 years of service, or a military veteran for at least 12 months. Along with a discounted price on an INFINITI vehicle, this special for military members has benefits such as international delivery.

3. Financing Options for Poor Credit

For some drivers, a poor credit history can be a major roadblock to securing good auto loan terms. However, your dealership finance department is prepared to find you a competitive interest rate even if you have a low credit score. To reduce the interest rate on your auto loan, you can work to improve your credit before applying for loan pre-approval.
Dealership financing is a great way to reduce the price of your vehicle with trade-in valuations, customizable loan terms, and INFINITI specials for qualified drivers. Get in touch with J.B.A. INFINITI of Ellicott City in Ellicott City, MD to ask about current deals and specials for new INFINITI models today.